{"id":2119,"date":"2026-07-08T17:14:44","date_gmt":"2026-07-08T17:14:44","guid":{"rendered":"https:\/\/novislegal.com\/the-new-comprehensive-law-on-the-prevention-and-suppression-of-money-laundering-and-terrorist-financing\/"},"modified":"2026-07-08T17:18:32","modified_gmt":"2026-07-08T17:18:32","slug":"the-new-comprehensive-law-on-the-prevention-and-suppression-of-money-laundering-and-terrorist-financing","status":"publish","type":"post","link":"https:\/\/novislegal.com\/en\/the-new-comprehensive-law-on-the-prevention-and-suppression-of-money-laundering-and-terrorist-financing\/","title":{"rendered":"The New Comprehensive Law on the Prevention and Suppression of Money Laundering and Terrorist Financing"},"content":{"rendered":"<h2 class=\"wp-block-post-title\">The New Comprehensive Law on the Prevention and Suppression of Money Laundering and Terrorist Financing<\/h2>\n<h4 class=\"wp-block-heading\"><strong>What will change for real estate agencies?<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">Real estate companies are now included in the general regime for Obligated Persons.<\/p>\n\n<p class=\"wp-block-paragraph\">As a result, they must implement the following measures:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Due Diligence (KYC).<\/li>\n\n\n\n<li>Prevention Manual.<\/li>\n\n\n\n<li>Compliance Officer.<\/li>\n\n\n\n<li>Suspicious Activity Reports.<\/li>\n\n\n\n<li>Records and internal controls.<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\"><strong>Major Risks of Noncompliance<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">The main risks of noncompliance include:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Do not register with the IVE.<\/li>\n\n\n\n<li>Failing to properly verify customers&#8217; identities.<\/li>\n\n\n\n<li>Do not report unusual transactions.<\/li>\n\n\n\n<li>Failure to retain the required documentation.<\/li>\n\n\n\n<li>Lack of a Prevention Manual or Compliance Officer.<\/li>\n<\/ul>\n\n<h4 class=\"wp-block-heading\"><strong>Decree 15-2026 does not seek to restrict legitimate activities<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">Its goal is to strengthen transparency, the traceability of transactions, and the prevention of money laundering through compliance mechanisms that are proportionate to the risk associated with each activity.<\/p>\n\n<h4 class=\"wp-block-heading\"><strong>Is your real estate agency ready for Decree 15-2026?<\/strong><\/h4>\n\n<p class=\"wp-block-paragraph\">At NOVIS Law Firm, we assist real estate companies throughout the entire compliance process, from registration with the IVE to the implementation of the Prevention Manual. Contact us. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>What will change for real estate agencies? Real estate companies are now included in the general regime for Obligated Persons. As a result, they must implement the following measures: Major Risks of Noncompliance The main risks of noncompliance include: Decree 15-2026 does not seek to restrict legitimate activities Its goal is to strengthen transparency, the [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":2117,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"saved_in_kubio":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-2119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guatemala"],"_links":{"self":[{"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/posts\/2119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/comments?post=2119"}],"version-history":[{"count":3,"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/posts\/2119\/revisions"}],"predecessor-version":[{"id":2124,"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/posts\/2119\/revisions\/2124"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/media\/2117"}],"wp:attachment":[{"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/media?parent=2119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/categories?post=2119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/novislegal.com\/en\/wp-json\/wp\/v2\/tags?post=2119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}